Elhadji S. Cissé
EC
Founder · SunuBiz Group

Elhadji S. Cissé

Senior Executive · Technology Executive Partner · Executive Client Account Lead

Twenty-five years building institutions, capturing landmark deals, and delivering AI, cloud, and payments transformation for central banks, Tier-1 financial institutions, and Fortune-500 enterprises across four continents.

Austin, Texas USA · Middle East · Africa English · Français · العربية
25+
Years of Leadership
$200M+
Portfolio P&L Owned
~400
Professionals Scaled
$35.7M
World-Record Payments Delivery
12+
Countries Delivered In
Executive Mandate

Where I Create Value

Enterprise AI & GenAI

AI Factory blueprints, agentic-AI products, and responsible-AI governance for regulators and Tier-1 banks — sovereign, compliant, and commercially proven.

Cloud & Modernization

Multi-cloud migration and core-system modernization across AWS, Azure, and Google Cloud — from strategy through at-scale delivery.

Banking & Payments

Core banking, RTGS, and national instant-payments platforms — including the world's fastest real-time-payments implementation, for SAMA.

P&L & C-Suite Leadership

Full account P&L, capture, and trusted-advisor relationships with CEOs, Boards, Deputy Governors, and Executive Committees.

Track Record

Signature Achievements

3 Institutions Built from Zero

Alinma Bank (KSA) and Cleveland Clinic Abu Dhabi as Chief Enterprise Architect; the IBM–OCP joint venture TEAL (Morocco) as Chief Digital Officer — scaled to nearly 400 professionals.

$200M Transformation Program

Directed a multi-year digital transformation for the largest North African organization, with a $20M operating budget and a 100+ member delivery team.

AI Factory for KSA Tier-1 Banks

Authored the sovereign, regulator-compliant AI platform blueprint on Dell GPU + Google Distributed Cloud; shaped agentic-AI products into multi-year sell-through with hyperscaler co-investment.

$400K → $12M in Two Years

Grew an at-risk Financial Services account 30-fold and exceeded sales targets 3×; later lifted a regulator-and-banking portfolio P&L from negative to 20%+ annual growth.

$35.7M SAMA Instant Payments

Captured and delivered the national real-time-payments platform for the Saudi Central Bank — the world-record fastest implementation — plus a $50M telecom transformation win.

SunuBiz Group

Founded a diversified holding company bridging West Africa, the United States, and the Middle East — six subsidiaries spanning IT, commerce, farming, real estate, food, and social impact.

Career Journey

Leadership Path

2024 – Present · Accenture
Technology Account Lead — Financial Services (Executive Partner)

Full P&L for a regulator and Tier-1 banking portfolio; flagship AI Factory capture; agentic-AI offerings with responsible-AI guardrails.

2018 – 2024 · IBM
Head of Core Banking & Payments — Middle East & Africa

90+ FTE practice across 12 countries; $35.7M SAMA Instant Payments delivery; negative position converted to 20% annual growth.

2017 – 2018 · TEAL (IBM–OCP JV)
Chief Digital Officer — Morocco

Stood up the JV digital practice from zero to ~400 professionals; captured and led a $200M multi-year transformation program.

2014 – 2016 · IBM
Executive Account Partner & Application Innovation Lead

Revived IBM's Saudi Financial Services business: $400K to $12M in two years, $23.5M platform delivery, $7M ARR managed-services stream.

2010 – 2014 · IBM
Chief Enterprise Architect

End-to-end architecture for Alinma Bank and Cleveland Clinic Abu Dhabi; first multimillion-dollar IBM project in Morocco (Attijariwafa Bank).

Early Career · USA
IBM · Dell · Crowe Chizek Consulting

Senior IT Architect and technology leadership roles across the United States.

Credentials

Education, Certifications & Recognition

The Wharton School — Executive Education, Leadership & Management Western Michigan University — BSc, CIS & Business Management TOGAF Master Certified IT Architect FEAC Certified Enterprise Architect IBM Certified Senior IT Architect IBM Eminence & Excellence Award IBM Bravo Award — SAMA Program World-Record Fastest National Instant-Payments Implementation

Let's Build What's Next

From sovereign AI platforms to national payment rails — and the future of African enterprise through SunuBiz Group.

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